There are different types of insurance policies that people can get, depending upon their needs. For those who prefer to have an insurance coverage for the rest of their lives, there is a Life Family Plan Premium to be considered.

For employers wishing to provide their employees added benefits, there is Employee Benefit Package. This package give discounts to the employees and they get to have insurance coverage without paying for the same price when they purchase these policies.

To know more about the different insurance policy plans, it is best to know about the different Insurance Plans Pros and Cons to be able to select what best fits your needs.

Staring at nothing,
A sweet smile belies an empty look.

Words, often repeated,
But can’t be understood.

Tried to understand, but can’t,
Tried to answer, but couldn’t.

There’s noise all around,
Can’t seem to keep still.

Would have wanted to look,
Would have wanted to block it all out.

Everything seems different,
There is no order.

What should i do?
Would somebody tell me?

Until when?
Until forever?

I’m afraid I am a frustrated poet. This is a brave futile attempt to write something resembling poetry. I used to write these when I was younger, much, much younger but I now I had a difficult time doing this. Critics are very much welcome. I hear y’all, LOL. In the meantime, I think I am better off writing essays,

Have you ever wondered if your preschool child or a preschool child you know has learning disabilities? Perhaps you have wondered why this child seem different, slightly though it may be, from his/her peers. So what clues should one watch out for to know if a child in preschool age has manifestations of a learning disability?

1. Communication delays. Does the child exhibit difficulty in understanding directions? Does the child have difficulties communicating his/her thoughts? Does the child have difficulties in seemingly understanding what is being said?
2. Speech problems like poor pronunciation of words and articulation problems are examples.
3. Poor physical and/or motor coordination. Problem with using scissors? Always tripping on his own feet? Unable to write letters and numbers correctly?
4. Memory and routine problems. Can’t seem to remember what tasks to do? Have forgotten what has been done a few moments ago? Can’t seem to count properly using rote memory and recite the letters of the alphabet in the correct sequence no matter how many times these has been taught?
5. Difficulties in doing multiple instructions.
6. Socialization and interaction delays with children.

In suspecting if a child has a learning disability, there are really no definite characteristics to measure. A child can have several of these characteristics, but not just one.

A learning disability manifests itself when school-based standards and demands on a specific grade level are not met.

Of course, it is also good to know if the current school’s standards are not so “advanced” that these requirements are not what the grade level should be having. Some schools are like that so it is best to know the different developmental milestones of the child according to his/her age. Keeping records intact is also a big help.

This post is long overdue.

A cute Friendship Award from Arlene and Shern’s Mom and Lynn. Thank you so much for giving this to me.

I would like to pass this Friendship Award to my new blogger friends:

Mayi

Pinky

MegaMom

Dom

GBex

Lovelyn

Monaco

Thess

Thank you for the inspiration, for the kind words and the virtual friendship.

Bang tagged me to do the Five Things meme.

5 Things Found In My Bag

1. wallet
2. camera
3. cellphone
4. PDA
5. keys

5 Things Found In My Wallet

1. ATM card/s
2. not much cash
3. ID
4. receipts
5. scraps of papers

5 Things Found In My Room

1. bed
2. clothes closet
3. bathroom
4. tv
5. lots of pillows

5 Things I’ve Always Wanted To Do

1. travel
2. write a book
3. have my own school for special children
4. learn to ride a bike or drive
5. be nicer in person strive harder to do better

5 Things I’m Currently Into

1. homeschooling my children
2. teaching children with learning difficulties
3. being a multi-tasker
4. blogging, including doing paid posts
5. trying to organize the home front

5 People to Tag for This Meme:

1. BengBeng
2. Sharon
3. Mharia
4. Denz
5. Thess

I hope you would be able to do this meme. Thank you.

A rant, so soon, after Christmas…

Yup, I know, celebrating the coming of a new year should be fun but I am a little pessimistic about this celebration. Last year, the smoke coming from the revelry of firecrackers was so bad that my son Julian ended up being in a hospital due to a severe asthma attack.

Now it is just a day after Christmas and my neighbors are at it again, firing those firecrackers. I can feel my nerves being jumpy and I can just grit my teeth and wish that they…No, I don’t want to think these ugly thoughts just yet, so soon after Christmas. The dog is jumpy too from the sound of booming firecrackers, not because his ears are cropped, but because all dogs have sensitive hearing abilities.

Today it rained almost the whole day. I was a bit glad though I would have preferred a fine day. But I would be doubly glad if it rains on New Year’s Eve. Maybe, then, maybe, less firecrackers would be lighted and we would be spared of allergies due to smoke. My mother asked me to spend the New Year’s Eve at their house where there would be likely less smoke. Oh, how I would love to but we can’t leave the house unattended, too dangerous. We can’t have just leave hubby here and not spend the last day of this year and first of the day of the new year not together. Sigh.